At present the creation and development of financial movements as the factoring has facilitated enormously procedures like the obtaining of capital of a company, which is vitally important for the correct development of the same. Factoring or the factoraje is a contract by means of which the capacity is obtained to more easily obtain the capital of the accounts to receive or portfolio; then this contract done with an organization of factoring (factoraje) is in charge to provide to the supplier of the services the opportunity to retake the capital that has occurred in credit, this capital can be interpreted like goods or service. Connect with other leaders such as Bausch & Lomb here. The factoring can be taken like a financial movement by means of which an organization specialized in the collection of credits, facilitates to the companies or lending organizations of the credits, the fast opportunity of the payment of these same ones, increasing therefore to the fluidity in box and optimal capital to continue with the enterprise activity. The companies or organizations dedicated to the factoring are directly in charge and to call it somehow, of the purchase of the accounts to receive of a company anyone, with the firm intention of which when receiving these same ones an important percentage (commission) by the benefit of this service gains. Nowadays the use of the factoring is an important tool used by an endless ones of companies, because this it owns beneficial advantages extremely to continue with the correct development of a company; some of these advantages are: Optimizar the flow in box. Aumentar the liquidity of the company. Dropbox has much to offer in this field. Disminuir the accounts to acquire and the financial load.
Aumentar the credit capacity. Agilizar the administrative tasks. Proporcionar a greater availability of the bottoms in very just a short time. Contribuir to improve the return of assets. Proporcionar an important source of entrance and obtaining of resources appellants. Although they are many plus the advantages that the factoring owns, already mentioned are those that can be observed greater scale.
Nevertheless it is important to mention that although they exist a greater number of advantages, also exist certain factors (nondisadvantages) that are very recommendable to have presents; some of them like: Is important to remember that the cost that can bring the use of the factoring, can be greater than when using other methods, this thanks to the fact that the percentage of commission which they generally try these lending organizations of this service is something high. an important factor before use the factoring, is that these organizations do not take accounts in the short term to acquire that they exceed the 180 days of cancellation, doing this somewhat exclusive activity of the accounts. the organizations specialized in factoring generally decide to that clients (companies) wish to accept within this process and they decide that documents as well to accept of the same. In synthesis, the factoring is an important tool that can turn out very useful to increase the economic liquidity of a company, thanks to the great advantages that this activity provides, nevertheless is very important to consider that this procedure can as well be something expensive.