Deposit is very well suited as long-term plant when day money there are currently the weekly changes in interest rates, which always discourage this form of investment of the interest rates. Beginning of 2009 gave banks for overnight interest rates above 4% p.a. and today the best interest rates are 3% p.a.. Who long-term and with a high rate of return would like to invest his money, which should be to look for the deposits of the Festgeldes. This, the investor can determine the runtime itself. The interest also binds to at run time. The longer the money at a bank is created, all the more higher interest rates fall out. Thus, the Citibank at a term of 72 months E.g. currently offers an interest rate of 3.15% p.a.. Find more deals for a Festgeldanlage consumers among 1822 direct with an interest rate of 2.60% p.a. for a term of 60 months. Rather shorter plants offering fixed-term deposits of Mercedes-Benz Bank with an interest rate of 2.00% suitable for p.a. with a contract duration of 12 months. Investors with shorter maturities should remain on the Tagesgeld fall back. Fixed-term deposits worth after about 12 months term. Minimum deposits there are an average of 2,500 euros, a shorter term would be not worthwhile.